Boston, Brookline and Newton real estate and homes for sale in Massachusetts, condos, luxury condos - Ruth Lerner, REALTORS® Ruth Lerner REALTORS(r) for Boston, Brookline and Newton, Massachusetts real estate, condos, luxury condos - NUMBER1EXPERTS™ Ruth Lerner NUMBER1EXPERTS(tm) for Boston, Brookline and Newton, Massachusetts real estate, condos, luxury condos
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Ruth Lerner, REALTORŪ, real estate agent and broker for Boston, Brookline and Newton Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)
Got Questions? Get Answers! 617.291.0323



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Ruth Lerner is one of The Top Selling Real Estate Experts™
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Working The Numbers: Boston, Brookline and Newton Massachusetts home buying, real estate listings, and homes for sale in Suffolk County, MA
Welcome > Buyers' Market > Working The Numbers ...


Free Pre-Approval from a Reputable Mortgage Broker!
Quick Response and Trustworthy Advice 

Don't be fooled! Other websites offer pre-qualification, but only a pre-approval includes asset verification and a credit report. A pre-approval will be acceptable with an offer, and can be trusted to tell you how much you can really afford. 

A pre-approval from a reputable mortgage broker will help get your finances in order and plan for home buying.  (The pre-approval process is also part of my exclusive buyer program).  LEARN ABOUT OUR EXLUSIVE SMART BOSTON BUYER PROGRAM!

Don't sit and wait weeks for a bank to respond. Receive a FREE pre-approval and quickly get answers to the following questions: 

- How much cash will I need for the down payment? 

- What is the minimum down payment, and advantages of higher down payments? 

- What will be our monthly payments? 

- What new mortgage product are available for our particular financial situation? 

- What if our credit is not good?  

- What if I have NO down payment? 

Fill out the form below and one of our excellent mortgage brokers will contact you within ONE business day. 

Recommended reading about mortgages and credit:

     

Remember: All information is confidential and your privacy is not only a promise but also my legal obligation. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Boston, Brookline and Newton REALTORŪ to offer services such as these.

LEARN ABOUT OUR EXLUSIVE SMART BOSTON BUYER PROGRAM!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >What Sellers Might Disclose

Most states require a home seller to provide the buyer with some type of disclosure form. What might the seller have to disclose?

A Residential Property Disclosure Form requires the home seller to disclose facts about the home's heating, wiring or plumbing systems, including any defects that may exist, such as leaks in the roof or cracks in the foundation. If something in your home is not working properly or needs repair, you will need to either fix it or disclose the material defect to the prospective buyer. There are other disclosure forms, unique to each local area, that require sellers to disclose negative environmental factors or local building code issues. A lead-based paint disclosure form is required for homes built prior to 1978.

State legislatures and courts all over the country have passed laws regarding concealing defects from an agent or buyer. Ask your real estate agent about your obligations as a seller regarding disclosure.

See All Tips In The "Disclosure Laws" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the world's most valuable piece of furniture?

A 
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars.
See More Real Estate Trivia >



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Paint The Walls? Fix the Bathroom?
Before taking on a home-improvement project, wouldn't you like to know if you will make your money back?
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Getting the Most Money for your Home
-Sellers in West Roxbury
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Compare three mortgages at one time. Download TripleCalc now. It's free.





Ruth Lerner, REALTORŪ, real estate agent and broker for Boston, Brookline and Newton Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Ruth Lerner
William Raveis Real Estate

95 Union Street
Newton, MA 02459
Direct: 617.291.0323
Email: info@SmartBostonMove.com

With 98% customer satisfaction, Ruth Malkin's clients know they are in good hands! Her home buying and home selling systems make these complex processes easy, efficient and enjoyable. Ruth Malkin is dedicated to assist you in your most important financial decision, ensuring it will be a wise one. This is with the commitment of SERVICING and REPRESENTING CLIENT'S INTERESTS always in mind. Ruth has a business background: after earning her MBA, she worked as an economist for the Commonwealth of Massachusetts and owned her own Internet company. She is recognized as one of the top agents in her company nationwide.

Equal Housing MLS REALTOR


William Raveis Real Estate real estate and homes for sale in Boston, Brookline and Newton Massachusetts

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