Boston, Brookline and Newton real estate and homes for sale in Massachusetts, condos, luxury condos - Ruth Lerner, REALTORS® Ruth Lerner REALTORS(r) for Boston, Brookline and Newton, Massachusetts real estate, condos, luxury condos - NUMBER1EXPERTS™ Ruth Lerner NUMBER1EXPERTS(tm) for Boston, Brookline and Newton, Massachusetts real estate, condos, luxury condos
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Ruth Lerner, REALTORŪ, real estate agent and broker for Boston, Brookline and Newton Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)
Got Questions? Get Answers! 617.291.0323



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Ruth Lerner is one of The Top Selling Real Estate Experts™
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Working The Numbers: Boston, Brookline and Newton Massachusetts home buying, real estate listings, and homes for sale in Suffolk County, MA
Welcome > Buyers' Market > Working The Numbers ...


Free Pre-Approval from a Reputable Mortgage Broker!
Quick Response and Trustworthy Advice 

Don't be fooled! Other websites offer pre-qualification, but only a pre-approval includes asset verification and a credit report. A pre-approval will be acceptable with an offer, and can be trusted to tell you how much you can really afford. 

A pre-approval from a reputable mortgage broker will help get your finances in order and plan for home buying.  (The pre-approval process is also part of my exclusive buyer program).  LEARN ABOUT OUR EXLUSIVE SMART BOSTON BUYER PROGRAM!

Don't sit and wait weeks for a bank to respond. Receive a FREE pre-approval and quickly get answers to the following questions: 

- How much cash will I need for the down payment? 

- What is the minimum down payment, and advantages of higher down payments? 

- What will be our monthly payments? 

- What new mortgage product are available for our particular financial situation? 

- What if our credit is not good?  

- What if I have NO down payment? 

Fill out the form below and one of our excellent mortgage brokers will contact you within ONE business day. 

Recommended reading about mortgages and credit:

     

Remember: All information is confidential and your privacy is not only a promise but also my legal obligation. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Boston, Brookline and Newton REALTORŪ to offer services such as these.

LEARN ABOUT OUR EXLUSIVE SMART BOSTON BUYER PROGRAM!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Relocation >Enhancing Your Home

A moderate climate can help your home sell, but wherever you live, you can enhance your home's hidden potential by bringing the outside into your home. Minor remodeling projects can be tailored to suit your taste and your budget.

Study the placement of your home on the property. A small window can be made larger to let more light into a room and expand the view. You can create an entertainment area for guests by installing a sliding glass door which opens onto your garden or adding a patio or deck. The addition of a skylight in a dark room can make a dramatic improvement.

You can also consider ways to enhance the outdoor features of your home and integrate them into the living space of your home. Such improvements can often greatly increase the value of your property.

See All Tips In The "Relocation" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the role of the U.S. Housing Authority?

A 
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
See More Real Estate Trivia >



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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Ruth Lerner, REALTORŪ, real estate agent and broker for Boston, Brookline and Newton Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Ruth Lerner
William Raveis Real Estate

95 Union Street
Newton, MA 02459
Direct: 617.291.0323
Email: info@SmartBostonMove.com

With 98% customer satisfaction, Ruth Malkin's clients know they are in good hands! Her home buying and home selling systems make these complex processes easy, efficient and enjoyable. Ruth Malkin is dedicated to assist you in your most important financial decision, ensuring it will be a wise one. This is with the commitment of SERVICING and REPRESENTING CLIENT'S INTERESTS always in mind. Ruth has a business background: after earning her MBA, she worked as an economist for the Commonwealth of Massachusetts and owned her own Internet company. She is recognized as one of the top agents in her company nationwide.

Equal Housing MLS REALTOR


William Raveis Real Estate real estate and homes for sale in Boston, Brookline and Newton Massachusetts

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